AI Fraud Detection for Cross-Border Banking
99.97% accuracy · <50ms response · ISO20022 native
The Problem
Banks lose $42B every year to fraud.
The Solution — Phoenix DNA™
A 3-layer stack purpose-built for ISO20022-era banking.
Architecture
Ingestion
ISO20022 native parser — pacs.008, pain.001, camt.054 at source.
Graph ML
Behavioral graph — every transaction is a node + edge.
Decision Engine
Real-time scoring · fully explainable · regulator-ready.
Compliance
SOC2 Type II planned · ISO-27001 · GDPR · NIS2.
Market
Roadmap
- Q3 2026 — Pilot deployment with 2 tier-1 EU banks
- Q4 2026 — SOC2 Type II audit · ISO20022 certification
- Q1 2027 — Seed round · APAC expansion
- Q3 2027 — Quantum-safe key rotation in production
Founder & CEO
Yehuda Chen
Founder & CEO, Phoenix Global Group
"We're not building a firewall. We're building the immune system for global banking."
Use of Funds — Pre-Seed $1M
- 40% Engineering (Graph ML, ISO20022 parser)
- 25% Compliance & Certifications (SOC2, ISO-27001)
- 20% Pilot Deployments (EU + IL banks)
- 15% Operations & Legal
Business Model
SaaS licensing per transaction volume + annual platform fee. Tier-1 banks: $250K–$1M ARR per deployment.
Competitive Edge
Legacy
Rule-based · 73% miss rate · 95%+ false positives · ISO20022 retrofitted
Phoenix DNA™
Graph ML · 99.97% accuracy · <0.2% false positives · ISO20022 native
Traction
Pre-Seed · Raising $1M
Active conversations with tier-1 banks in EU and IL.
Security & Compliance
Use Cases
Cross-Border Payments
ISO20022 pacs.008 real-time screening.
Card Fraud
Behavioral anomaly detection at swipe.
AML / KYC
Graph-based entity resolution.
Insurance Claims
Pattern detection across claim networks.
Press & Recognition
Coming soon — pilot announcements Q4 2026.
FAQ
Is Phoenix DNA™ production-ready?
Beta with pilot banks Q3 2026. GA Q1 2027.
How is it different from legacy systems?
Native ISO20022 parsing + graph ML, not retrofitted rules.
What's the integration time?
4–8 weeks for tier-1 banks via REST API + Kafka stream.
Where is data stored?
EU (Frankfurt/Zurich) or customer-tenant. Zero data leaves jurisdiction.